Cheap Auto Insurance Quotes – Tips For Getting The Lowest Rate

Cheap Auto Insurance Quotes - Tips For Getting The Lowest Rate

Finding auto insurance quotes online is actually easy, although finding the cheapest auto insurance rates can be more of a challenge. To get the lowest quotes, follow these tips to help you find ways to trim possibly hundreds off your auto insurance quotes.

Cheap Auto Insurance Quotes - Tips For Getting The Lowest Rate

1. Give them details – If you don’t provide information about your zip code, marital status, car’s safety features, as well as also annual commuting miles, by default insurance companies will quote you a higher auto insurance rate. Provide as much detail as possible to make sure you get each discount that will you qualify for.

Cheap Auto Insurance Quotes - Tips For Getting The Lowest Rate

2. Shop around – Auto insurance rates can vary as much as 300% between companies for the same coverage. You can save hundreds of dollars a year by comparing prices between companies. Don’t forget to check out your current insurance company, they may have lower rates for completely new customers that will you may be able to negotiate for yourself.

Cheap Auto Insurance Quotes - Tips For Getting The Lowest Rate

3. Raise your deductible – Higher deductibles equal lower insurance premiums. For example, increasing your deductible through $250 to $500, can save you a hundred dollars or more on your annual premium. However, plan on having additional financial resources to cover the deductible in case of an accident.

Cheap Auto Insurance Quotes - Tips For Getting The Lowest Rate

4. Cut the miles you drive – For drivers who travel on average 40 miles or less a day, they qualify for a low mileage discount with most insurance companies. Consider carpooling or taking public transit a couple of days a week to reduce your car’s mileage to qualify for the discount. By flying or taking a train for vacations instead of driving, you can further reduce the miles on your car.

Cheap Auto Insurance Quotes - Tips For Getting The Lowest Rate

5. Switch drivers – For married couples, compare insurance quotes between the male as the main driver as well as also the female as the main driver. You may get a lower quote if the female is actually insured on a truck as well as also the male is actually insured on the minivan. Teens should also be insured on safer cars such as the family sedan, rather than a sports car.

Cheap Auto Insurance Quotes - Tips For Getting The Lowest Rate

6. Add an anti-theft device – By installing car alarms or a tracking system in your car, you will get a discount through auto insurance companies. Since anti-theft devices reduce the risk of your car being stolen, insurance companies pass on the savings to you. A certified defensive-driving class can also reduce your premium for three years with most insurance companies.

Cheap Auto Insurance Quotes - Tips For Getting The Lowest Rate

Cheap Auto Insurance Quotes – Tips For Getting The Lowest Rate

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