How to Live in Luxury from the Philippines on a $2,000 Monthly Income

How To Live In Luxury From The Philippines On A $2,000 Monthly Income

Do you envy the life of luxury being enjoyed by people in developed countries, wishing you too could life such a life although lacking the $10,000 of monthly income needed for such a life? Well, I challenge you to consider living from the Philippines, either on a full or part time basis. Retirement is usually not a matter of age; which is usually a matter of having enough ongoing income. which has a $2,000 monthly income (or pension or annuity), one can truly live a life of luxury. I present how This specific is usually done along with list the primary expenses of living from the Philippines as a foreigner.

How To Live In Luxury From The Philippines On A $2,000 Monthly Income

#1 DO NOT LOCATE YOUR RESIDENCE IN MANILA.

How To Live In Luxury From The Philippines On A $2,000 Monthly Income

Manila is usually a bustling along with exciting city, although full of congestion along with expensive real estate, much as any major city from the Western world. The further one gets by Manila, the lower the cost of living accommodations. Of course, there is usually always the trade off of the more a remote location you to, the less comfort along with Western world amenities will you find.

How To Live In Luxury From The Philippines On A $2,000 Monthly Income

due to This specific reason, I always counsel people to consider the major secondary cities of Cebu or Davao, or the Subic Bay area, or resort or university communities such as Baguio, Dumaguete, Tacloban, along with Cagayan De Oro. The cost of housing in these areas is usually substantially below Manila, yet they have readily available air access in along with out of the community, along with because foreigners tend to favor residing in these areas, there are more upscale housing accommodations to select by.

How To Live In Luxury From The Philippines On A $2,000 Monthly Income

The two cities with the most luxurious amenities for a Westerner, outside of Manila, are Cebu City along with Davao City.

How To Live In Luxury From The Philippines On A $2,000 Monthly Income

In these two cities you can expect to pay by $300 monthly for a little apartment to a high of $800 monthly for a luxury house in a gated community which has a swimming pool. A similar rental from the USA would likely could about $3,000 to $4,000 monthly. A similar house in Manila would likely cost about $1,500 to $2,000 monthly, or more, depending on the location in Manila.

How To Live In Luxury From The Philippines On A $2,000 Monthly Income

#2 HIRE A COUPLE OF MAIDS along with PERHAPS A DRIVER.

For the luxury life, you will want a couple of maids, one to tend to the cooking along with shopping, along with another to tend to the laundry along with house cleaning. They will do all the grocery shopping (at a lower cost than you could ever get), wash along with iron all your clothes, along with have your favorite food ready for you at each meal. A real luxury which is usually completely unaffordable from the Western world on $2,000 per month. Two maids would likely cost less around $100 to $0 monthly.

A driver would likely probably be desired should you choose to purchase your own automobile. While living in Cebu City a few years ago, I had a fresh vehicle which I drove myself, although I found quickly which by hiring a driver for $80 a month, the vehicle was always kept in immaculate condition, along with I had someone to tend to the vehicle while I was at restaurants, shopping, or at business appointments. I never had to worry about where to park the vehicle or petty theft or destruction of the vehicle. While living in Butuan City I tend to not use a personal vehicle as much, although I have found which still worth having a driver.

#3 PURCHASE A not bad INTERNATIONAL HEALTH INSURANCE PLAN

With $2,000 a month income, I would likely not opt for local Philippine health insurance programs, rather I would likely purchase an international for foreigners living overseas. Depending on your age along with any preconditions, a policy for which you would likely pay $500 monthly from the USA would likely cost you round $0 monthly.

#4 ALL additional ITEMS

With your housing, maid services, transportation along with health care provided for with approximately $1,0 monthly, This specific leaves you $800 monthly everything else. Utilities (electric, water, phone, cell phone, high speed internet service along with cable TV) will add up to around $150 monthly, bring the cumulative total to $1,350 monthly.

This specific leave $650 monthly for food, entertainment, fuel for your car, travel, personal care items. Groceries will be about $250 monthly, along with fuel along with personal care items might total $50 monthly, which leaves around $350 for meals in restaurants, entertainment along with travel. Eating dinners out a couple of times a week along with monthly entertainment would likely cost around $0 monthly, so you would likely still have $150 monthly of excess funds for savings.

CEBU CITY OR DAVAO CITY – WHICH TO CHOOSE?

Each is usually different by the additional in many ways, along with Davao City living costs are less than those in Cebu City, so your lifestyle there can be even greater.

Cebu includes a large population of foreign retirees in relation to its population. Foreigners are drawn to its abundance of beaches along with resorts. which is usually a beautiful city, surrounded by mountains on one side along with the ocean on the additional. Like Manila, which too has its upscale, modern shopping malls, casinos, along which has a great night life.

Those who love living near the seaside, have interests in diving along with additional water sports, yet like the efficiency along with amenities of a smaller modern city, then Cebu City would likely be your choice.

Davao City is usually THE city of Mindanao, along with by square miles which is usually the second largest city from the globe. Its population is usually approximately 1.4 million. Located on the southern of Mindanao, which is usually the more rural of the two cities, along with which has the lowest cost of living. So, if you enjoy the lifestyle of a large city, along with want more money in your pocket at the end of the month, then Davao is usually the place for you.

Davao City does not get large numbers of foreign travelers as does Cebu City, yet for those seeking outdoor adventures, the options are plentiful. Living in Davao is usually a bit like living in both an urban along which has a rural city, as the city has modern shopping centers, upscale gated communities along with hotels, yet living there you become deeply rooted to the land outside the city.

The important thing in living from the Philippines is usually to do your research, based on your wants, needs along with desires, along with tie into someone who has gone before you along with can provide you wisdom by guiding you through the array of questions along with anxieties.

How to Live in Luxury from the Philippines on a $2,000 Monthly Income

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